Kids and School Buses – Safety for All

  It’s that time of year! Remind your children, other drivers and yourself to keep children safe at school bus stops and watch out for walkers and bikers, too! Follow these tips from the National Highway Traffic Safety Administration. For Your Child, do they know these tips? Safety starts at the bus stop Your child […]

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Commercial Liability Insurance for Businesses

What Does Business Liability Insurance Cover? Business (or commercial) liability insurance can protect a range of exposures depending on the type of coverage you obtain. Business liability covers your business’ assets and pays for expenses that result from your product, property, employees, operation or even advertising. So what does business general liability insurance cover? It […]

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Do I Need Earthquake Insurance?

Read this quick list of factors to consider and weigh your risk carefully. Earthquake insurance is not part of your homeowner’s policy, it’s an additional insurance coverage that must be purchased separately. The most earthquake-prone states in the U.S. are Alaska, California, and Hawaii, with Texas coming in at number 17. Most of the recorded […]

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How to do a Home or Apartment Inventory for Your Insurance Policy

Imagining losing your home and your possessions is not a relaxing way to spend an afternoon. Unfortunately, for thousands of families across the United States each year, they don’t have to imagine it because they have lived through it. Ask any one of them and they will tell you that what makes the experience even […]

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5 Tips for First Time Car Buyers on a Budget

Becoming a car owner is a big milestone in a person’s life. Whether you got your first car when you turned 16 or you became a driver later in life, nothing beats the freedom of being able to just get in the car and go. Unfortunately, the shine of owning a vehicle often wears off […]

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Covering Your Business Personal Property

Any business owner seriously concerned about protecting business assets should carefully consider how those assets should be insured. Determining how much your business personal property is worth, carrying the right amount of insurance on your commercial property policy and looking at different levels of coverage are all important. What to Insure? Business personal property, as […]

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What is Commercial Terrorism Coverage and Do I Need it for My Business?

The Terrorism Risk Insurance Act, originally passed after 9/11, was renewed on January 8, 2015 for another six years, meaning that terrorism insurance will continue to be offered under very similar guidelines as it has been since 2002. Terrorism Insurance and TRIA Prior to 9/11, most commercial insurance policies included terrorism risk coverage as a […]

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Cyber Liability and Information Security

News headlines regarding cyber-attacks on big companies like Target and Home Depot are prevalent recently. Have you started to wonder if this could happen to a small company like yours, or if there is some way to cover these incidents with insurance? And if so, can you afford to purchase such a policy? There is […]

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Who Needs Life Insurance? 8 Profiles to Help You Decide – Which One Are You?

Life insurance, like other types of insurance, is meant to fill a gap in your financial portfolio. It’s meant to provide cash at the time of your death so your loved ones can manage expenses incurred as a result of your death. As of September 2014, the average traditional North American funeral costs $7,000 to […]

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Ride-Sharing Services aka Transportation Network Companies

Many people are thinking about signing up to be drivers for Uber or one of the other transportation network companies.  There are some issues with your personal auto insurance policy that need to be addressed before you begin providing these services. Insurance companies, regulators, public officials and insurance professionals have been talking a lot lately […]

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