Tiny House Insurance: What You Should Know

One of the hottest trends in home building is the tiny house—a small structure averaging 400 square feet. Although tiny houses often exist on a foundation or cement slab, most have wheels and provide a great deal of freedom. But many have no indoor plumbing, and finding a piece of land for the home is […]

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Understand Your Homeowners Policy Before You Need It

The majority of homeowners never have to file an insurance claim. But, if you live in an area where severe weather is common, your chances of needing to file a claim increase significantly. Knowing what to do before a hurricane, tornado, hailstorm or massive snowfall hits your home can make filing a claim much easier […]

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Insurance and Retirement: Making the Right Decisions

As people go through different stages in their lives, their insurance needs change. The concerns they had when starting out are generally much different than the ones they have as their careers wind down. As they get ready to retire, many people worry whether they are making the right decisions about insurance coverage. They know […]

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Insuring Trailers

Many customers have asked us what, if any, special coverage is needed on their personal auto policy to cover a trailer they own or use with their personal vehicles. It’s an excellent question, and the answer depends on what kind of trailer you own or use, what it is used for, and how much it […]

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Know Your Insurance Coverage Before Renting Out Home

Home sharing has become popular as homeowners in areas near seasonal festivals and events discover a ready source of additional income in short-term rentals. Before renting out your home, it is important to find out if your homeowners insurance policy will cover such arrangements. Most policies provide coverage if a visitor falls and is injured […]

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Do I Need Earthquake Insurance?

Read this quick list of factors to consider and weigh your risk carefully. Earthquake insurance is not part of your homeowner’s policy, it’s an additional insurance coverage that must be purchased separately. The most earthquake-prone states in the U.S. are Alaska, California, and Hawaii, with Texas coming in at number 17. Most of the recorded […]

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How to do a Home or Apartment Inventory for Your Insurance Policy

Imagining losing your home and your possessions is not a relaxing way to spend an afternoon. Unfortunately, for thousands of families across the United States each year, they don’t have to imagine it because they have lived through it. Ask any one of them and they will tell you that what makes the experience even […]

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5 Tips for First Time Car Buyers on a Budget

Becoming a car owner is a big milestone in a person’s life. Whether you got your first car when you turned 16 or you became a driver later in life, nothing beats the freedom of being able to just get in the car and go. Unfortunately, the shine of owning a vehicle often wears off […]

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Who Needs Life Insurance? 8 Profiles to Help You Decide – Which One Are You?

Life insurance, like other types of insurance, is meant to fill a gap in your financial portfolio. It’s meant to provide cash at the time of your death so your loved ones can manage expenses incurred as a result of your death. As of September 2014, the average traditional North American funeral costs $7,000 to […]

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5 Tips for Buying a Used Car

According to a January 2015 USA Today article, new cars sold for $31,831 on average in 2014. The average used car sold for right around $16,335. It’s generally accepted that buying a used vehicle is more affordable than buying new. New cars are subject to depreciation, generally losing 70% of their resale value in the […]

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