When you utilize Anco’s Common Sense Markets Personal lines, you can expect great things. You will minimize large premium volume commitments. You’ll have access to a broad range of standard personal line companies with itemized production reports on your business. The best part is that you’ll satisfy all of your needs in one stop.

Personal Lines – Frequently Asked Questions


What is the current applicable Personal Lines Minimum Written Premium required by Common Sense Markets for Graduation to a direct carrier contract?

The current Personal Lines Minimum Written Premium is $500,000 per carrier.


Am I automatically contracted with each represented carrier?

No. Each agency is submitted for approval to all carriers. Past volume and loss ratios are reviewed for acceptability. This protects all represented agents and sustains longevity of the program.


Is there a minimum written premium volume commitment?

Yes. Anco CSM would like to see a consistent submission flow to guarantee participation and cover expenses.


Will my agency be on-line with each Company?

Most Companies do have direct access for account inquiry, policy issuance and underwriting via the Internet. CSM does employ an experienced underwriting staff to assist with training and guideline implementation.


How are commissions paid?

Commissions are typically higher than other peer MGA’s. All commissions are paid on a monthly basis to every contracted agency.