ANCO’s Common Sense Markets customers receive easy-to-read monthly statements for agency billed items. You also receive a check with a monthly itemized statement for direct billed items, if applicable. Our favorite feature is that you will really benefit from our experienced marketing department with no additional overhead expenses.

What is the current applicable Commercial Lines Minimum Written Premium required by Common Sense Markets for Graduation to a direct carrier contract?

The current applicable Commercial Lines Minimum Written Premium is $500,000 per carrier.

Is a separate contract required to access the commercial lines department?

Yes, a commercial lines contract must be signed, even if you have a personal lines contract in effect.

How can business be submitted for quotes?

Fax, Email or Regular Mail.

Is there a minimum account size?

No, not for Mid-Continent Casualty business. Varies by carrier for other business.

Are completed applications required to obtain a quote?

Yes. To properly underwrite and “sell” your account, we need this information.

How and when are direct bill commissions paid?

Paid once a month and mailed with itemized statement.

How and when are agency billed premiums due?

Agent pays by statement mailed each month. Net premium is due by the 15th of that month with rare exceptions.

How are commissions determined?

Your commission will vary by type of account and market.

Does the Common Sense agent deal directly with the company underwriters?

No. By contract, we are required to make all contact with company underwriters.


Peace of Mind for Your Underground Tank Insurance Needs

The Common Sense Markets program highlights include:

  • Admitted “A”-rated carrier — All forms are approved by the State Board of Insurance and covered by Guaranty Fund

  • Claims-made policy – We use the original retroactive date for both 3rd party and on-site coverage

  • Defense cost outside the limits of liability

  • Specified location policy – not scheduled storage system policy

  • Optional coverage for physical damage to policy

  • Interest-free quarterly payments offered for premiums of $10,000 and up

  • Arbitration, if any, is handled in the state of Texas

  • Deductible per claim, on-site and/or 3rd party coverage

  • Liability limits in excess of deductible

  • Additional insurers available for suppliers, tenants and landlords

  • Higher liability limits and larger deductibles available

Contact Us for Pollution Insurance

We are excited that you have considered us for your petroleum storage tank needs. Finding the right people for the right job can be difficult, especially when needing pollution insurance.

Common Sense Markets stands prepared to help you with all of your underground tank insurance needs. Fill out our Underground Storage tank quote form (Adobe PDF Format) and return via fax or e-mail (979-774-3027 or [email protected]). Please contact Common Sense Markets at 800-246-1122 with any questions, comments or concerns.